You expect your insurance company to provide the support they promised when you experience a loss. If your insurance company has unfairly denied your claim or acted in bad faith, you have the right to hold them accountable. At Runion Personal Injury Lawyers, we are dedicated to helping Phoenix residents fight back against unfair insurance practices and get the compensation they deserve.
If you suspect bad faith insurance practices, contact us today for a free consultation. Our Phoenix bad faith insurance lawyers have more than 55 years of combined legal experience. We understand Arizona law and the requirements for insurance companies. When they step out of line, we go above and beyond to hold them accountable and recover justice for our clients. Call us today at (602) 600-9000 to discuss your legal options with a skilled Phoenix bad faith insurance lawyer.
How Runion Personal Injury Lawyers Can Help If You Suspect Bad Faith Insurance Practices
Insurance is meant to provide peace of mind. Whether it’s car insurance, homeowner’s insurance, or health insurance, you expect your provider to act fairly when you need to file a claim. Unfortunately, some insurance companies prioritize profits over policyholders. This bad behavior can result in delaying or denying valid claims.
Taking on an insurance company can feel overwhelming. You don’t have to take on this battle by yourself. Runion Personal Injury Lawyers has the resources and expertise to help you level the playing field.
When you choose our Phoenix bad faith insurance lawyers to handle your case, we will:
- Investigate your case: We will gather evidence to determine whether your insurance company acted in bad faith.
- Communicate with the insurer: We will engage directly with the insurance company to understand their reasoning for denying or delaying your claim.
- Negotiate for fair compensation: We will advocate on your behalf to secure a settlement that covers your damages.
- Represent you in court: If necessary, we will take your case to trial to ensure justice is served.
We have extensive experience with Arizona insurance laws and know how to hold insurance companies accountable. Contact our Phoenix personal injury attorneys today to schedule a no-risk consultation.
What is Bad Faith Insurance?
Insurance policies are contracts. In exchange for your premiums, the insurance company agrees to pay valid claims for covered losses. However, insurance companies sometimes breach this contract by failing to act in good faith to settle claims. When this happens, the insurance company can be held accountable for breaching the contract and violating public policy.
Bad faith insurance occurs when an insurer unreasonably delays, denies or underpays a valid claim. In Arizona, insurance companies have a legal obligation to handle claims fairly, promptly, and in accordance with the terms of the policy.
If your insurance company has engaged in any of this behavior, you will need legal assistance to hold them accountable. It takes a strong familiarity with Arizona insurance law to secure justice against a large insurance company. Our Phoenix bad faith insurance lawyers stand ready to help you in your battle with the insurance companies. Our experience and proven results are a strong ally in this fight. Don’t hesitate to reach out to our office for the help you deserve.
Examples of Bad Faith Insurance Practices in Phoenix, AZ?
Over the years, Runion Personal Injury Lawyers have witnessed bad faith insurance practices take many different forms. Some common examples of bad faith insurance practices include:
- Unreasonably delaying claim investigations or payments
- Denying a claim without a valid reason
- Offering settlements that are significantly lower than the claim’s value
- Misrepresenting the terms of the insurance policy
- Failing to conduct a proper investigation
- Pressuring policyholders into accepting unfair settlements
- Canceling a policy retroactively after a claim is filed
If your insurance company is engaging in any of these practices, it is time to seek legal help. Don’t let yourself be bullied by a large insurance company. Our Phoenix bad faith insurance lawyers won’t let the bullies take advantage of you.
Signs Your Insurance Company May Be Acting in Bad Faith
It is not always easy to tell if an insurance company is acting in bad faith. If you don’t have a legal background or insurance claims experience, it can be difficult to understand when an insurer is behaving poorly. Here are some red flags to watch out for:
- The insurance company refuses to explain why your claim was denied.
- The insurance company asks for excessive or unnecessary documentation.
- The insurance company ignores or fails to respond to your communications.
- The insurance company delays payments without a valid reason.
- The insurance company cancels your policy without notice or valid cause.
If you suspect bad faith practices, contact Runion Personal Injury Lawyers to discuss your case. Our experience Phoenix bad faith insurance lawyers can help get you on the right track.
How Much Does it Cost to Hire a Bad Faith Insurance Lawyer?
You may have thought that you would never have to hire an attorney to help you. After all, hiring a lawyer may seem like an expensive endeavor. The justice system may seem out of reach to the average individual because of the financial considerations. However, the cost of hiring an attorney has never been more affordable.
At Runion Personal Injury Lawyers, our Phoenix bad faith insurance lawyers work on a contingency fee basis. This means that you don’t pay any upfront legal costs or fees. You are only responsible for paying our attorney fees if we win your case. If we don’t recover compensation for you, then you don’t owe us a single penny.
Our Phoenix bad faith insurance lawyers believe that the justice system should be affordable and accessible to everyone. We stand by our convictions by offering competent and quality legal representation for every client. It doesn’t matter how much money is in your bank account; we bring the same skill and determination to each case. Contact our office today to schedule your free case review to discuss your options and learn more about our fee structure.
Arizona Law Protecting Against Bad Faith Insurance Practices
Arizona law imposes strict obligations on insurance companies to handle claims fairly. Under Arizona law, insurers must:
- Promptly investigate claims.
- Clearly explain the reasons for claim denials.
- Attempt in good faith to resolve claims fairly and promptly.
Failure to meet these obligations can result in liability for bad faith. In Arizona, you may pursue both contract damages (for the value of the claim) and extra-contractual damages (including compensation for emotional distress or financial harm caused by the insurer’s bad faith). At Runion Personal Injury Lawyers, we will fight to pursue all available damages for our clients.
Compensation for Bad Faith Insurance Claims in Arizona
Victims of bad faith insurance practices may be entitled to recover:
- Economic damages: Economic damages provide financial relief for losses caused by the insurer’s actions. This can include unpaid claims and additional expenses incurred because of the insurance company’s bad behavior.
- Non-economic damages: Non-economic damages provide compensation for emotional distress, frustration, and inconvenience.
- Punitive damages: In cases of egregious conduct by the insurance company, punitive damages may be awarded to punish the insurer and deter future bad faith practices.
Bad faith insurance practices are not a trivial matter. The impact of an insurer’s actions can have significant consequences for our clients. We know the stress and pressure that you may be dealing with when you take on an insurance company. Our Phoenix bad faith insurance lawyers will fight tooth and nail to hold the insurance company accountable for paying for all your losses.
What Time Limits Apply to Bad Faith Insurance Claims in Arizona?
Under Arizona law, bad faith insurance claims must generally be filed within two years of the date the bad faith occurred. However, this time frame may vary depending on the specifics of your case. Make sure to check with a Phoenix bad faith insurance lawyer to evaluate the statutory deadlines that apply to your case. Acting quickly is crucial to preserving your legal rights. When you delay, you could risk losing important evidence or missing your deadline altogether. Don’t let this happen to you. Contact Runion Personal Injury Lawyers as soon as possible.
Contact Runion Personal Injury Lawyers For Help With Your Bad Faith Insurance Claim Today
Dealing with an insurance company acting in bad faith can be incredibly stressful. Fortunately, you don’t have to face this challenge alone. At Runion Personal Injury Lawyers in Arizona, we have the experience, resources, and determination to fight for justice on your behalf.
Contact our office today to schedule a free consultation with a Phoenix bad faith insurance lawyer. Let us help you hold the insurance company accountable. We will assist you in securing the compensation you need to move forward with your life.
